Biller's login - Hosted Payments Page
Real-Time Payments Gateway


FedNow Immediate Payments Solution

What is FedNow Immediate Payments Solution

FedNow, Immediate Payments Solution and Real-Time instant payments, are defined simply as: Irrevocably collected funds in a bank account and usable immediately by the owner of the account. Our "Good Funds" payment gateway allows for instant real-time digital payments that are immediate, irrevocable, intra-bank and/or interbank account-to-account (A2A) transfers that utilize a real-time and text messaging system connected to every transaction participant through all U.S.-based financial institutions.

Using an Immediate Payments Solution for real-time and certainty in invoicing payments can bring significant benefits to businesses and their customers. Here's an overview of how such a solution can enhance your payment process:

Benefits of Immediate Payments Solutions

  1. Real-Time Payments:
    • Faster Transactions: Payments are processed instantly, reducing the waiting time for funds to be available.
    • Improved Cash Flow: Businesses can access their funds immediately, improving liquidity and financial management.
  1. Payment Certainty:
    • Confirmation of Payment: Both the payer and the payee receive immediate confirmation, ensuring the transaction's success.
    • Reduced Risk: Minimizes the risk of payment delays, bounced checks, or fraudulent transactions.
  1. Enhanced Customer Experience:
    • Convenience: Customers benefit from a seamless payment experience, which can increase satisfaction and loyalty.
    • Transparency: Real-time updates provide clarity on payment status, reducing disputes and misunderstandings.
  1. Operational Efficiency:
    • Automation: Streamlined payment processes reduce the need for manual intervention, saving time and reducing errors.
    • Integration: Immediate Payments Solutions can integrate with accounting and invoicing systems, ensuring accurate record-keeping and reporting.

Implementing an Immediate Payments Solution

To effectively implement an Immediate Payments Solution, consider the following steps:

  1. Choose a Reliable Provider:
    • Research and select a payment service provider that offers real-time payment capabilities, strong security measures, and robust customer support.
  1. Integrate with Existing Systems:
    • Ensure that the payment solution can seamlessly integrate with your current invoicing, accounting, and financial management systems.
  1. Educate and Train Staff:
    • Train your team on how to use the new payment system efficiently, emphasizing the benefits and features.
  1. Communicate with Customers:
    • Inform your customers about the new payment option, highlighting the speed and reliability it offers.
  1. Monitor and Optimize:
    • Continuously monitor the performance of the Immediate Payments Solution, gathering feedback from users and making improvements as needed.

By leveraging an Immediate Payments Solution, businesses can enjoy faster, more reliable payments, enhance their financial management, and provide a superior customer experience.

Creation Request for Payment Bank File

Text Mobile Request for Payment Call us, the .csv and or .xml FedNow or Request for Payment (RfP) file you need while on your 1st phone call! We guarantee our reports work to your Bank and Credit Union. We were years ahead of competitors recognizing the benefits of RequestForPayment.com. We are not a Bank. Our function as a role as an "Accounting System" in Open Banking with Real-Time Payments to work with Billers to create the Request for Payment to upload the Biller's Bank online platform. U.S. Companies need help to learn the RfP message delivering their bank. Today Payments' ISO 20022 Payment Initiation (PAIN .013) shows how to implement Create Real-Time Payments Request for Payment File up front delivering a message from the Creditor (Payee) to it's bank. Most banks (FIs) will deliver the message Import and Batch files for their company depositors for both FedNow and Real-Time Payments (RtP). Once uploaded correctly, the Creditor's (Payee's) bank continues through a "Payment Hub", will be the RtP Hub will be The Clearing House, with messaging to the Debtor's (Payer's) bank. Request for Payment

... easily create Real-Time Payments RfP files. No risk. Test with your bank and delete "test" files before APPROVAL on your Bank's Online Payments Platform. Today Payments is a leader in the evolution of immediate payments. We were years ahead of competitors recognizing the benefits of Same-Day ACH and Real-Time Payments funding. Our business clients receive faster availability of funds on deposited items and instant notification of items presented for deposit all based on real-time activity. Dedicated to providing superior customer service and industry-leading technology.

Pricing with our Request For Payment Solutions

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 1) Free ISO 20022 Request for Payment File Formats, for FedNow and Real-Time Payments (The Clearing House) .pdf for you manually create "Mandatory" (Mandatory .csv or .xml data for completed ISO 20022 file) fields, start at page 4, with "yellow" highlighting. $0.0 + No Support


2) We create .csv or .xml formatting using your Bank or Credit Union. Using your invoice information database to create an existing Accounts Receivable file, we CLEAN, FORMAT to FEDNOW or Real-Time Payments into CSV or XML. Create Multiple Templates. You can upload or "key data" into our software for File Creation of "Mandatory" general file. Use either the Routing Number and Account Number for your Customers or use "Alias" name via Mobile Cell Phone and / or Email address.

Fees = $57 monthly, including Activation, Support Fees and Batch Fee, Monthly Fee, User Fee. We add your URI for each separate Payer transaction for additional Payment Methods on "Hosted Payment Page" (Request for file with an HTML link per transaction to "Hosted Payment Page" with ancillary payment methods of FedNow, RTP, ACH, Cards and many more!) + $.03 per Transaction + 1% percentage on gross dollar file,


3) Add integrating QuickBooks Online "QBO" using FedNow Real-time Payment using our Immediate Payments Solution system.

Fees Above 2) plus $29 monthly additional QuickBooks Online "QBO" formatting, and "Hosted Payment Page" and WYSIWYG


4) Above 3) plus Create "Total" (over 600 Mandatory, Conditional & Optional fields of all ISO 20022 Pain .013) Price on quote.

Each day, thousands of businesses around the country are turning their transactions into profit with real-time payment solutions like ours.

Contact Us for Request For Payment payment processing